Canadian Insurance Reimbursement Options for Mobility Devices

If you’re looking to purchase a mobility device but aren’t sure what reimbursement or funding options are available to you, we’ve put together a comprehensive list to help you navigate this purchase decision. Canada offers a few programs that you can use to help offset the cost of your mobility equipment purchase.

Government Tax Credits for Mobility Device Purchases

The Canadian government provides various HST credits and exemptions for eligible medical expenses, including the purchase of a handicap scooter, wheelchair, walker or oxygen concentrator. In the case of walkers, rollators and other walking aids, you will need to provide a valid prescription in order to be able to claim the expense on your tax return.

You can claim eligible mobility device purchases for the calendar year totaling 3% of your net income or $2,352, whichever is less.

You can also typically claim mobility device purchases on your provincial tax return, but the specifications will vary from province to province. Please visit the Canada Revenue Agency for more information.

Depending on your level of mobility, you may also be eligible to receive the disability tax credit (DTC). This credit is intended to help Canadians deal with the additional expenses that often come with a disability or impairment. In order to be eligible for this credit, your doctor will need to fill out a form and certify that you have a prolonged or permanent mobility impairment.

Private Insurance for Mobility Device Purchases

Most private insurers will provide coverage for mobility devices, but individual plans will vary in terms of specific coverage. It’s always best to inquire with your insurance provider directly to determine which devices are covered and at what reimbursement percentage.

insurance for mobility devices

Available Funding Programs for Mobility Device Purchases

Beyond tax credits and insurance, there are several other organizations in Canada that provide financial support when purchasing a new mobility scooter, wheelchair or other device. Available programs include:

Easter Seals

Easter Seals is the largest provider of programs and support for Canada’s disabled community. As part of their services, they offer financial assistance to people who need help purchasing mobility equipment and other assistive devices. Please contact Easter Seals to determine if you qualify for assistance.

Veterans Affairs Canada

Veterans Affairs Canada (VAC) provides financial support to qualified Veterans across the country. They can offer coverage for mobility equipment to help people complete everyday tasks and live independently. This includes aids for daily living – such as wheelchairs, walkers and canes – as well as powered equipment like scooters and electric wheelchairs. Contact your regional VAC office to determine if you are eligible for these benefits.

March of Dimes

Similar to Easter Seals, March of Dimes provides support services for Canadians living with disabilities. They have an assistive devices program that helps people who are in financial need purchase a mobility device to maintain their freedom and independence. Devices that qualify for funding include wheelchairs, scooters, powerchairs and walkers.

Muscular Dystrophy Canada

Muscular Dystrophy Canada’s Equipment Program helps people with neuromuscular disorders purchase the equipment they need to stay mobile. They work with other funding organizations and the government to cover the costs of a range of mobility devices, including scooters, wheelchairs and oxygen concentrators.

Financial assistance is available to Canadians who require mobility equipment to help them live more active and independent lives. Once you’ve researched your options and are ready to buy, give our sales specialists a call at 1-844-664-7467 or email [email protected]. You can also shop online